I got this working. Unsure how, but was just persistent.
I finally got this to work. I used the connect app to create the webdav credentials and it also creates the proper webdav url. I used that and it worked.
Sort of, but the user was never deactivated.
And it's worth mentioning I used your well designed web mobile vs nextcloud on their app. Their android app has always been super slow and second class citizen to their IOS app.
Customer support service by UserEcho